Small Group Health Insurance (2-50 Employees)
Did you know that health insurance is guaranteed, no matter what your health history is, when you own a company with 2 or more employees?
- Attract and retain valued staff.
- Benefits are tax-free to employees in lieu of added compensation.
- Premiums paid by employer are 100% tax deductible.
- Dollars contributed by employees are not counted toward Worker’s Compensation, nor are they subject to payroll taxes.*
- Guarantee issue for companies with 2-50 employees regardless of health of employees, spouses, or children.
- Portability.
- Group rates are usually more competitive than individual rates.
- Plan designs are usually more favorable.
- 1 year rate guarantees vs. 3 and 6 month guarantees with individual plans.
- Complies with ERISA Regulations (Non-Discriminatory).
* If a section 125 (POP) plan is put in place to use pre-tax dollars for employee contributed premiums.